Do You Need to Connect to an Integration on Chargeback.io?
Learn whether it's necessary to connect to an integration on Chargeback.io.
When to Connect to a Payment Processor to an Integration
Connect a payment processor to an integration if:
- You want automatic refunds.
- We support the integration you need.
You can also keep an integration connected without auto-refund enabled. In that case, the system still searches your processor for transactions and may provide direct transaction links for faster lookup.
Keeping the integration enabled (but auto-refund disabled) gives you flexibility. You can decide case-by-case whether to auto-refund alerts without disconnecting and reconnecting.
If we don’t support your processor, use the Manual Refunds integration instead.
👉 If you already have an account, you won’t see Manual Refunds. Instead, add billing descriptors and ARNs in your enrollment settings.
A tutorial on adding billing descriptors and ARNs appears at the end of this guide.
🔗 Curious about supported integrations? See our list of integrations.
How to Disable Auto-Refund for CDRN & Ethoca
- In the left sidebar, click Alerts to expand the dropdown.
- Select Configure.
- Click Auto-Refund.
- Toggle off Ethoca & CDRN (or keep them on and set a refund threshold).
When Integrations Aren't Necessary
You don’t need an integration if you plan to manually refund all pre-dispute alerts.
⚠️ Important: RDR always auto-refunds transactions, regardless of integration status. To prevent RDR from auto-refunding everything, follow our guide on creating RDR rules.
How & Where to Add Descriptor(s) & ARNs
Here's how to add your descriptor(s) and ARNs:
- Navigate to the Enrollments page (Business settings > Enrollment)
- Click the “+ Enroll more descriptors” button.
- Select your Payment processor (e.g., Shopify).
- Enter your billing descriptor(s) in the field labeled Billing descriptor. If you have more than one, separate them with commas.
- In the RDR enrollment process, enter your four different ARNs (for Visa transactions) in the field provided, separating each code with a comma.
ℹ️ It should take 12 hours for CDRN and Ethoca to activate. And typically 3 business days for RDR to activate.
💡 Need more help? Get support from our specialists at Chargeback.