Requirements:
BINs: One or more sets of numbers, 6 – 8 digits long
CAID: 1 – 15 characters long
⚠️ Getting your BIN and CAID can take 1-2 business days due to your payment processor support.
OceanPayments will not provide BINs and CAID. Their support will refuse to provide it.
If you don't have Visa ARNs, you can also turn on RDR (visa prevention) using your BINs and CAID.
To get your BINs and CAID, contact your payment processor support and ask:
Hello,
Can you please provide my BINs and CAID (Bank Identification Number and Card Acceptor ID)? I need them so I can activate Rapid Dispute Resolution (RDR) alerts for my business.
Thank you.
Sometimes, payment processors like Stripe and Shopify (alongside others) may claim they cannot access this information.
That is not true. They do. We have gotten this information from them countless times.
💡 What if they say they don’t have this information?
Your payment processor does have access to this data. We have successfully retrieved it from them many times.
If they claim otherwise, try the following:
Request to escalate the issue to a 'specialist'
Try another customer support staff
Once you receive your BINs and CAID, contact our support team and let them know which account you are activating. We will then forward the information to Verifi.
📌 RDR activation typically takes up to 5 business days — unless other issues arise.
Refer to this guide to see what those issues could be to prevent them from happening.
For more details on these identifiers and their uses, check out:
📢 These guides explain what BINs and CAIDs are but do not provide specific account details.
💡 Tip
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