⚠️ Without your descriptor, no alert provider can send you alerts.
Without ARNs, you won’t receive RDR alerts, which cover 97% of Visa transactions.
Finding Your Billing Descriptor & ARNs for Authorize.net
Navigate to any Visa transaction and look for the following information:
Merchant Name: Your billing descriptor
Reference #: Your ARN
⚠️ Important Notes
Each Reference Number (ARN) must:
Be 23 digits long
Start with a 2 or 7
Come from a Visa transaction
You’ll need 4 Reference Numbers (ARNs) to complete setup in Chargeback.io.
Submitting more than 4 ARNs does not speed up enrollment.
Further reading:
💬 Still need help? Contact Chargeback.io support.